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VISA
Credit Disclosure |
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Annual
Percentage Rate (APR) for Purchases |
VISA®
Classic
7.90%
to 15.90%*
VISA® Secured
6.90% |
| Other
APR's |
Cash Advance
7.90%
to 15.90%*
Balance Transfer
VISA®
Classic
7.90% to
15.90%*
VISA®
Secured
6.90%
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Annual
Membership Fee |
None |
|
Minimum
Finance Charge |
None
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Grace
Period for Purchases |
25 days |
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Transaction
Fee for Purchases |
None |
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Late
Payment Fee |
$25.00**
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Method
of Computing Balance for New Purchases & Cash Advances |
Average Daily Balance (including new purchases) |
Balance
Transfer fee |
None |
Single
Currency Foreign
Transaction Fee |
0.80%*** |
Multiple
Currency Foreign
Transaction Fee |
1.00%*** |
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To
Request a Copy of Card Agreement |
(615) 782-7220 |
*The annual percentage rate is based on certain credit-worthiness criteria.
** Or the required minimum payment , whichever is less. If ten (10) or more days late.
***Of transaction amount
The information about the costs of the card described in this disclosure
is accurate as of December 1, 2010. To obtain a copy of the existing credit card
agreement, please email us at loans@mpdcu.org.
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